Have You Thought About Switching to the High Deductible Health Plan (HDHP)?

Don’t let the words “high deductible” scare you. This is a good time to understand how much you use the health plan — and consider when the last time was that you met your deductible. There are advantages of enrolling in the plan, including the Health Savings Account (HSA). This account is yours and rolls over year-to-year. One major perk with the HSA — Freese and Nichols provides you with money every year to help you cover your deductible.

COVERAGE TIER

COMPANY CONTRIBUTION TO YOUR HSA
Individual $500
Employee + Spouse $800
Employee + Child(ren) $800
Employee + Family $1,100

HSA Resources

Video: Learn about the HDHP

See why HDHP may be the right choice for you.

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Video: Review the list

Review the complete list of eligible expenses here.

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Video: Determine how much you should set aside

Determine how much you should set aside using this calendar.

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Free Preventive Drugs for HDHP Members

If you enroll in the HDHP medical plan, there are certain preventive generic drugs that are covered at 100% and not subject to the deductible. Medications on this list include drugs in the categories of anticoagulants/antiplatelets, bowel preparation, breast cancer primary prevention, contraceptives, depression, diabetes medications, diabetic supplies, fluoride, high blood pressure, high cholesterol, osteoporosis, respiratory, tobacco cessation, and vaccines. Another way enrolling in the HDHP can help save you money!

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