Financial Protection Benefits

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Health Savings Account

Enroll in our HDHP and you may open a Health Savings Account (HSA) through Discovery Benefits to set aside pre-tax dollars for your healthcare needs and provide you a triple tax advantage. Freese and Nichols contributes funds to your HSA on a quarterly basis.

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Health Reimbursement Account

If you enroll in a PPO medical plan, Freese and Nichols will use the HRA to reimburse most of one medical deductible for one person in your family each year.

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Healthy Rewards

Enroll in any one of our medical plans, and you have access to discounts on health products and programs you use every day, including things like gym memberships, vision and hearing care, mind/body programs and alternative medicine.

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LiveWell Program

FNI prioritizes the health of our employees providing corporate memberships at YMCA (select locations), healthy snacks in our breakrooms, fun fitness activities and the option for an annual reimbursement for activities or purchases that help you focus on your everyday health.

Critical Illness Insurance

This coverage provided by Unum can protect you, your spouse, and dependent children by providing you a lump sum payment if you are diagnosed with a critical illness.r.

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Accident Insurance

When life takes an unexpected turn, this coverage can pay you money for covered accidental injuries and their treatment. Enroll in this benefit for a little extra peace of mind..

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